How do I apply for equipment financing?

Apply online at apply.championef.com. The application takes about 5 minutes and we submit to multiple lenders simultaneously for same-day decisions.

What types of equipment can be financed?

We finance dump trucks, semi-trucks, trailers, construction equipment (excavators, skid steers, forklifts, cranes), agricultural equipment, and most commercial business equipment.

Does applying affect my credit score?

Our initial pre-approval process does not impact your credit score. A hard credit pull only occurs when you accept a financing offer.

How fast can I get approved for equipment financing?

Most applications receive same-day decisions. Funding can be completed in as little as 24 to 48 hours after approval.

What are the requirements for equipment financing?

For deals under $150,000 we typically need a completed credit application, last 3 months of business bank statements, and an equipment invoice or quote.

Does Champion Equipment Finance serve Spanish-speaking customers?

Yes. Champion Equipment Finance serves Spanish-speaking business owners. Call us at (972) 476-0020 or apply at apply.championef.com.

Commercial Vehicle Loans: How They Work

Updated October 5, 2026

Categories: commercial vehicle finance
Commercial Vehicle Loans: How They Work
read more

What Is Fleet Financing? A Beginner’s Guide for Business Owners

Updated October 5, 2026

Categories: commercial vehicle finance
What Is Fleet Financing? A Beginner’s Guide for Business Owners
read more

How to Apply for a Construction Equipment Loan with Champion Equipment Finance

Updated October 5, 2026

Categories: Finance
How to Apply for a Construction Equipment Loan with Champion Equipment Finance
read more

How to Get Approved for Tractor-Trailer Financing with Champion Equipment Finance

Updated October 5, 2026

Categories: Finance
How to Get Approved for Tractor-Trailer Financing with Champion Equipment Finance
read more

A Business Owner’s Guide to Commercial Vehicle Loans

Updated October 5, 2026

Categories: commercial vehicle finance
A Business Owner’s Guide to Commercial Vehicle Loans
read more

Top Financing Options for Commercial Vehicle Owners

Updated October 5, 2026

Categories: commercial vehicle finance
Top Financing Options for Commercial Vehicle Owners
read more

Itsel Sanchez

Commercial Vehicle Loans: How They Work

Commercial Vehicle Loans: How They Work

What Is Fleet Financing? A Beginner’s Guide for Business Owners

What Is Fleet Financing? A Beginner’s Guide for Business Owners

How to Apply for a Construction Equipment Loan with Champion Equipment Finance

How to Apply for a Construction Equipment Loan with Champion Equipment Finance

How to Get Approved for Tractor-Trailer Financing with Champion Equipment Finance

How to Get Approved for Tractor-Trailer Financing with Champion Equipment Finance

A Business Owner’s Guide to Commercial Vehicle Loans

A Business Owner’s Guide to Commercial Vehicle Loans

Top Financing Options for Commercial Vehicle Owners

Top Financing Options for Commercial Vehicle Owners

keep updated & don’t miss anything!