How do I apply for equipment financing?

Apply online at apply.championef.com. The application takes about 5 minutes and we submit to multiple lenders simultaneously for same-day decisions.

What types of equipment can be financed?

We finance dump trucks, semi-trucks, trailers, construction equipment (excavators, skid steers, forklifts, cranes), agricultural equipment, and most commercial business equipment.

Does applying affect my credit score?

Our initial pre-approval process does not impact your credit score. A hard credit pull only occurs when you accept a financing offer.

How fast can I get approved for equipment financing?

Most applications receive same-day decisions. Funding can be completed in as little as 24 to 48 hours after approval.

What are the requirements for equipment financing?

For deals under $150,000 we typically need a completed credit application, last 3 months of business bank statements, and an equipment invoice or quote.

Does Champion Equipment Finance serve Spanish-speaking customers?

Yes. Champion Equipment Finance serves Spanish-speaking business owners. Call us at (972) 476-0020 or apply at apply.championef.com.

Privacy Policy - Champion Equipment Finance

Champion Equipment Finance
Last Updated: October 13, 2026

Champion Equipment Finance (“Champion,” “we,” “us,” or “our”) is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and share information when you interact with our website, application portal, and communications services.

Who We Are

Champion Equipment Finance
P.O. Box 836264
Richardson, TX 75083
Phone: (972) 476-0013
Email: marcos@championef.com

Information We Collect

Information you provide directly: When you submit an application, contact form, inquiry, or lead form, we collect information you provide, including your name, business name, phone number, email address, physical address, equipment details, and financial or credit information necessary to evaluate financing options.

Information collected automatically: We may collect device and usage data such as IP address, browser type, and operating system through cookies and analytics tools to operate and optimize our services.

Information from third parties: With your consent and authorization, we obtain credit reports, business records, and verification data from consumer reporting agencies and credit bureaus.

How We Use Information

To process, evaluate, and fulfill equipment financing requests
To facilitate introductions between applicants and lenders in our network
To communicate with you regarding your application status, required documents, and next steps
To send transactional SMS/text messages and email notifications related to your financing transaction
To comply with legal, regulatory, and audit obligations

SMS Communications & Mobile Privacy

By providing your phone number and submitting an inquiry or credit application, you consent to receive SMS/text messages from Champion Equipment Finance related to your financing transaction. Messages may include application status updates, document requests, approval notifications, and funding reminders. Message frequency varies based on application activity. Message and data rates may apply.

To opt out of SMS communications at any time, reply STOP to any text message. For help, reply HELP. We will honor all opt-out requests promptly.

We do not sell or share your SMS opt-in data or personal information with third parties for marketing purposes.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Sharing

We share information only with:

Lenders and financial institutions in our network as necessary to evaluate and obtain financing offers on your behalf
Service providers that assist in our operations (CRM, hosting, application processing, verification) under strict confidentiality agreements
Credit reporting agencies in connection with authorized credit inquiries
Regulatory and legal authorities when required by law

We do not sell your personal information. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security & Retention

We implement industry-standard physical, technical, and administrative safeguards to protect your information. Sensitive financial data is encrypted in transit and at rest. We retain information only as long as necessary to provide services and fulfill legal retention requirements.

Your Rights & Choices

You may opt out of text messages at any time by replying STOP. You may opt out of marketing emails via the unsubscribe link. You may also contact us to request access to or correction of your personal information.

Contact Us

If you have any questions about this Privacy Policy, please contact us:
Champion Equipment Finance
P.O. Box 836264
Richardson, TX 75083
Phone: (972) 476-0013
Email: marcos@championef.com